It was a foreclosure. Being a HUD case, that means it was a foreclosure on an FHA loan. We did bid on the house, through our agent. After our bid was accepted, it works much the same as a conventional closing, except some of the paperwork is different. Many more signatures on redundant and silly forms. And they go all over the place. Some to Florida, some to Addison, some elsewhere. Makes a realtor earn their money.